In many cases your home-based business activities can void your property insurance altogether. Home business insurance is often overlooked (by 39% of Canadian home businesses) because of the assumption that you’re covered by your home insurance. Your home business is still a business like any other and is important to your livelihood – and should be treated that way. Home business insurance will protect you from theft, accidental injury liability resulting from your business, and loss due to fire or water damage. Exactly what kind of insurance you need will be dictated by the type of business you operate.
Please, feel free to discuss how to protect yourself and your business with one of our brokers. We can be your guide to comparing all the insurance options, letting you know how much it will cost, and getting you the most appropriate coverage possible.